---
sourceDocument: Yokohama Finance and Supply Chain
sourceDocumentLink: https://servicenow-prod.fluidtopics.net/r/yokohama/source-to-pay-operations

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ft:locale :

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ft:publication_title :

    - Yokohama Finance and Supply Chain

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---

# Using Supplier Payment Optimization

# Using Supplier Payment Optimization {#ariaid-title1}

* Release version: Yokohama
* 
* Updated July 31, 2025
* 
* ![](https://www.servicenow.com/docs/portal-asset/ico-clock) 1 minute to read

Use Supplier Payment Optimization for identifying, prioritizing, and tracking suppliers with high potential of accepting credit card payments. The saving estimation tool can be used to calculate potential savings from credit
card payments.  
Important:  
Check your entitlements to determine whether you have access to Supplier Payment Optimization. This feature is available from the Yokohama December 2025 release onwards.
* **[Add propensity score for a supplier](https://servicenow-prod.fluidtopics.net/p0ZYOsca4X1GIL5l8XKNAg)**   
  The propensity score is used to identify the likelihood of a supplier to accept credit card payments. The supplier managers can manually update the propensity score for suppliers from the Source-to-Pay Workspace.
* **[Create a case for supplier credit card enablement](https://servicenow-prod.fluidtopics.net/8Itlq1EYlckj2ZmjIoB9Bw)**   
  Create a supplier case to request for the credit card information from a supplier.
* **[Supplier credit card enablement playbook](https://servicenow-prod.fluidtopics.net/Ue2YcxU3xr4OOmZvxb5nFw)**   
  Source-to-Pay Workspace includes a playbook to complete the supplier cases for initiating credit card acceptance requests.
* **[Estimate savings using the saving estimator tool](https://servicenow-prod.fluidtopics.net/r7SSoFZgxmxBHvcSQ_1c1w)**   
  The saving estimator tool is used to calculate potential savings from credit card payments. The tool uses default values and allows users to modify billing cycles and other parameters to create new estimates.
* **[View the Payment Optimization dashboard](https://servicenow-prod.fluidtopics.net/FDU0P92H74YheJy8gUayww)**   
  The Payment optimization dashboard provides an overview of the total spend and potential savings for all suppliers.

**Related concepts**   

* [Using Source-to-Pay Workspace](https://servicenow-prod.fluidtopics.net/6Qeg0NPp_o23H3UHOKSA_w "As a supplier manager, use the Source-to-Pay Workspace to import or create suppliers, add key contacts, add supplier locations, and manage the supplier cases assigned to you.")
* [Using Supplier Collaboration Portal](https://servicenow-prod.fluidtopics.net/R4nT3rNDcmIwgIAjBKiD0A "As a supplier contact, you can self-register to the Supplier Collaboration Portal, complete your assigned tasks, and raise requests using the supplier catalog.")
* [Using Supplier Relationship and Performance Management](https://servicenow-prod.fluidtopics.net/fWbisuYsIc0k1BC66sXjdg "Use Supplier Relationship and Performance Management for monitoring and managing supplier performance.")  
**Related tasks**   

* [View the Payment Optimization dashboard](https://servicenow-prod.fluidtopics.net/FDU0P92H74YheJy8gUayww "The Payment optimization dashboard provides an overview of the total spend and potential savings for all suppliers.")
* [Estimate savings using the saving estimator tool](https://servicenow-prod.fluidtopics.net/r7SSoFZgxmxBHvcSQ_1c1w "The saving estimator tool is used to calculate potential savings from credit card payments. The tool uses default values and allows users to modify billing cycles and other parameters to create new estimates.")