---
sourceDocument: Yokohama Finance and Supply Chain
sourceDocumentLink: https://servicenow-prod.fluidtopics.net/r/yokohama/source-to-pay-operations

 Release :

    - yokohama

ft:locale :

    - en-US

ft:publication_title :

    - Yokohama Finance and Supply Chain

ft:clusterId :

    - stpop

bundleId :

    - stpop

workflow :

    - Employee


---

# Estimate savings

# Estimate savings using the saving estimator tool {#ariaid-title1}

* Release version: Yokohama
* 
* Updated July 31, 2025
* 
* ![](https://www.servicenow.com/docs/portal-asset/ico-clock) 1 minute to read

The saving estimator tool is used to calculate potential savings from credit card payments. The tool uses default values and allows users to modify billing cycles and other parameters to create new estimates.

## Before you begin

Role required: sn_slm.manager or admin  
Important:  
Check your entitlements to determine whether you have access to Supplier Payment Optimization.

## Procedure

1. Navigate to AllSupplier Lifecycle OperationsSource-to-Pay Workspace.
2. Under Quick actions, select Manage my suppliers.
3. Select the supplier for which you want to estimate the savings (by commercial credit card payments).
4. Select the Spend tab.
5. Select Launch savings estimator under the Credit card savings estimator section.  
   The Virtual card value estimator is displayed.

   You can see the saving calculation formulas by selecting the Estimator formula tab.
6. Fill in the form with the required values.
7. Select Create new estimate.  
   The saving estimate is created and saved. You can select View saved estimates to view the list of saved estimates.

## Result

The potential savings from credit card payments are displayed.
**Related concepts**   

* [Using Supplier Payment Optimization](https://servicenow-prod.fluidtopics.net/GH~4AHHYAD7yGZSPAQ5H4g "Use Supplier Payment Optimization for identifying, prioritizing, and tracking suppliers with high potential of accepting credit card payments. The saving estimation tool can be used to calculate potential savings from credit card payments.")  
**Related tasks**   

* [View the Payment Optimization dashboard](https://servicenow-prod.fluidtopics.net/FDU0P92H74YheJy8gUayww "The Payment optimization dashboard provides an overview of the total spend and potential savings for all suppliers.")

*[\>]: and then