Combined Financial Services Card Operations release notes for upgrades from Xanadu to Yokohama

  • Release version: Yokohama
  • Updated June 16, 2026
  • 6 minutes to read
  • Consolidated page of all release notes for Financial Services Card Operations from Xanadu to Yokohama.

    How to use this page

    To help you prepare for your upgrade, we have combined the cross-family Financial Services Card Operations release notes onto one page. Read this summary of the new features, changes, and updated information for your product from Xanadu to Yokohama.

    Tip:
    If there were no updates for a release notes section in a certain family release, we included a short note for your reference. For example, if a product did not have any updates in Tokyo, the row says "No updates for this release."

    Important information for upgrading Financial Services Card Operations to Yokohama

    Before you upgrade to Yokohama, review these pre- and post-upgrade tasks and complete the tasks as needed.

    Release Release notes

    Xanadu

    No updates for this release.

    Yokohama

    During the upgrade to Yokohama, the Financial Services Card Operations plugin reparents the Card Disputes Transaction table [sn_bom_credit_card_disputes_transaction] to the Financial Task table [sn_bom_task] in Financial Services Operations Core.

    Reparenting leverages the benefits and advancements of ServiceNow® Financial Services Operations Core while preserving the functionality of existing applications.
    Note:
    If your instance uses the Card Disputes Transaction table [sn_bom_credit_card_disputes_transaction] and it contains a large amount of data, you may experience increased upgrade times.

    New features

    Between your current release family and Yokohama, new features were introduced for Financial Services Card Operations.

    Release Release notes

    Xanadu

    Playbook enhancements for dispute
    These enhancements enable the cardholders to do the following:
    • Initiate disputes directly through the portal by selecting your financial account and the transactions that you want to dispute.
    • Simplify the process of initiating and tracking disputes with the user-friendly dispute portal interface.
    • Collect detailed information about the dispute through a questionnaire on the portal.
    • Enable cardholders to attach relevant documents to their dispute cases.
    • Receive real-time updates on your case through the dispute tracker on the portal.
    • Submit the dispute through the portal to land on a review page, where the agent can review and modify the details for the case as required before submitting it for investigation.
    Card disputes enhancements
    • Added a common dispute questionnaire table with questions relevant to various card networks for both agents and cardholders.
    • Moved the reason code field to the card dispute transaction table.
    • Updated the logic to determine the reason code from the case to the card dispute transaction table.

    Yokohama

    Detect friendly fraud
    Resolve friendly fraud disputes with predefined rules to ensure consistent and precise detection of friendly fraud in Visa disputed transactions. Agents can decline requests, issue credits, or proceed with chargebacks, allowing for tailored responses based on the situation.
    Enhanced Visa disputes playbook
    Leverage an updated card disputes processing flow to associate additional transactions, manage multiple transaction disputes, and handle pre-arbitration, arbitration, and appeal requests to Visa for allocation and collaboration chargeback workflows.

    Changes

    Between your current release family and Yokohama, some changes were made to existing Financial Services Card Operations features.

    Release Release notes

    Xanadu

    Updated data model
    Introduced the following two new tables for questionnaire intake:
    • Dispute Intake [sn_bom_credit_card_dispute_intake]
    • Cardholder Dispute Intake [sn_bom_credit_card_cardholder_dispute_intake]
    Updated Card disputes transaction table
    Removed the following fields from the Card disputes case table:
    • Account status as of transaction date
    • Dispute amount modification reason
    • Reason code
    • Reason code message
    • Suggested reason code
    Visa Resolve Online (VROL) version 25.1 updates

    The domain value description for the DisputeResponseReason column has been updated from Copy of ATM Cash Disbursement or Load Transaction to Copy of ATM Cash Disbursement.

    Yokohama

    Visa Resolve Online (VROL) version 25.1 updates
    Updated the following columns to align with release 25.1 revision changes:
    • The is_parcelado column has been removed from the dispute intake table.
    • The domain value description for the DisputeResponseReason column has been updated from Copy of ATM Cash Disbursement or Load Transaction to Copy of ATM Cash Disbursement.

    Removed

    Between your current release family and Yokohama, some Financial Services Card Operations features or functionality were removed.

    Release Release notes

    Xanadu

    • Moved the reason code for Late Presentment from the processing error decision question to the authorization category.
    • Updated the 12.1 chargeback rules to 11.3, aligning with VROL’s latest release revision 24.2.
    • Removed the is_parcelado column from the dispute intake table, in alignment with VROL’s latest release revision 24.2.

    Yokohama

    No updates for this release.

    Deprecations

    Between your current release family and Yokohama, some Financial Services Card Operations features or functionality were deprecated.

    Release Release notes

    Xanadu

    No updates for this release.

    Yokohama

    No updates for this release.

    Activation information

    Review information on how to activate Financial Services Card Operations.

    Release Release notes

    Xanadu

    Install Financial Services Card Operations by requesting it from the ServiceNow Store. Visit the ServiceNow Store website to view all the available apps and for information about submitting requests to the store. For cumulative release notes information for all released apps, see the ServiceNow Store version history release notes.

    Yokohama

    Install Financial Services Card Operations by requesting it from ServiceNow Store. Visit the ServiceNow Store website to view all the available apps and for information about submitting requests to the store. For cumulative release notes information for all released apps, see the ServiceNow Store version history release notes.

    Additional requirements

    If any additional requirements were introduced or changed for Financial Services Card Operations we have noted them here.

    Release Release notes

    Xanadu

    No updates for this release.

    Yokohama

    No updates for this release.

    Browser requirements

    If any specific browser requirements were introduced or changed for Financial Services Card Operations we have noted them here.

    Release Release notes

    Xanadu

    No updates for this release.

    Yokohama

    No updates for this release.

    Accessibility information

    Review details on accessibility information for Financial Services Card Operations, such as specific requirements or compliance levels.

    Release Release notes

    Xanadu

    No updates for this release.

    Yokohama

    No updates for this release.

    Localization information

    If there are specific localization considerations for Financial Services Card Operations we have noted them here.

    Release Release notes

    Xanadu

    No updates for this release.

    Yokohama

    No updates for this release.

    Highlight information

    If there are specific highlight considerations for Financial Services Card Operations we have noted them here.

    Release Release notes

    Xanadu

    • Enable cardholders to create and track disputes with a dispute playbook experience on the portal.
    • Enhance navigation with intuitive transitions between different role-based landing pages.
    • Permit scoped admins to modify landing pages with extensive capabilities, confirming that content aligns with the specific needs and preferences of their user base.

    See Financial Services Card Operations for more information.

    Yokohama

    • Resolve friendly fraud disputes by incorporating friendly fraud detection and resolution in the existing dispute flow for Visa transactions. You can take actions such as crediting the customer, denying the dispute, or initiating an exception process.
    • The Financial Services Card Operations data model is updated in this release with reparented tables to align the data and manage the dispute transactions more effectively. See Card Operations for more information.
    • Enhance the card disputes process with an updated end-to-end Visa disputes playbook that now includes support for reviewing associated transactions and handling pre-arbitration, arbitration, and appeals.
    • Manage and work on multiple disputed transactions for a case with individual playbooks for each disputed transaction.
    • Integrate new VROL subflows into the enhanced Visa card disputes playbook.